Budgeting


 * There are both individual and family budgets.**

**Title of Resource: FCS Budgeting Location of resource:** Teachertube.com
 * Creator of resource:**Ms. Pardue
 * Description of resource:** A short video of an FCS teacher introducing budgeting at a student's level. She provides an example of a budget for a student. It also discusses wise ways of managing their money and avoiding credit cards.
 * Applicable TEK(s)** 103.243 (2) The student employs management of individual and family resources to meet goals of family or individual across the life span. (A) Evaluate the need for personal and family financial planning, including budgeting, expense records, and maintaining economic self-sufficiency.
 * Resource type:** video
 * Intended use:** student resource
 * Resource Attachment:**

media type="custom" key="5038057" width="260" height="211" []


 * Title of Resource**: ** Budgeting, who needs it? ** Lesson one of three
 * Location of resource**: n/a
 * Creator of resource**: Keri Sparks
 * Description of resource**: This lesson plan is the first of three lesson plans. It introduces budgeting to students with what the parts are and what it is used for.
 * Applicable TEK(s):** 103.243 (2) The student employs management of individual and family resources to meet goals of family or individual across the life span. (A) Evaluate the need for personal and family financial planning, including budgeting, expense records, and maintaining economic self-sufficiency.
 * Resource type** : lesson plan
 * Intended use**: class activity
 * Resource Attachment:**

**Title of Resource**: **Grandma's Money** - Lesson two of three
 * Location of resource**: n/a
 * Creator of resource**: Keri Sparks
 * Description of resource**: This is the second of the three lessons. In this lesson the class is broken into groups of "families" and given a scenario of an inheritance from Grandma. As a family they have to come up with a family budget of what they would do with the situation.
 * Applicable TEK(s):** 103.243 (2) The student employs management of individual and family resources to meet goals of family or individual across the life span. (A) Evaluate the need for personal and family financial planning, including budgeting, expense records, and maintaining economic self-sufficiency.
 * Resource type** : lesson plan
 * Intended use**: class activity
 * Resource Attachment: **

**Title of Resource**: ** What do you want in life? ** Lesson three of three
 * Location of resource**: n/a
 * Creator of resource**: Keri Sparks
 * Description of resource**: This is the last of the three lessons. In this lesson the class is asked to come up with goals and make a realistic individual budget. They then evaluate the budgets they have made as a class.
 * Applicable TEK(s):** 103.243 (2) The student employs management of individual and family resources to meet goals of family or individual across the life span. (A) Evaluate the need for personal and family financial planning, including budgeting, expense records, and maintaining economic self-sufficiency.
 * Resource type** : lesson plan
 * Intended use**: class activity
 * Resource Attachment: **

**Title of Resource: Managing Two Incomes: Yours, Mine and Ours Location of resource: The Family and Resource Connection Creator of resource: University of Delware Cooperative Extension Description of resource: This article talks about two income families. It discusses the advantages and problems of how to share the money between the two income earners. Applicable TEK(s):** 103.243 (1) The student demonstrates management of individual and family resources such as finances, food, clothing, shelter, health care, recreation, transportation, time, and human capital. The student is expected to (C) develop and apply multiple strategies for individuals and families to make choices to satisfy needs and wants. Intended use: teacher information resource Resource attachment:** [|**http://www.familyandworkplace.org/pdfs/balancing/Managing2incomes.pdf**]
 * Resource type : extension article

Location of resource:** Military.com
 * Title of Resource: 5 Ways Military Families Can Create a Budget
 * Creator of resource:** Joe Morrin
 * Description of resource:** This is a step by step way to create a budget. It is simple and easy to understand. It is geared toward military families but will work for almost anyone.
 * Applicable TEK(s):** 103.243 (2) The student employs management of individual and family resources to meet goals of family or individual across the life span. (A) Evaluate the need for personal and family financial planning, including budgeting, expense records, and maintaining economic self-sufficiency.
 * Resource type :** web page article
 * Intended use:** class activity, teacher information resource
 * Resource attachment:** [|**http://www.military.com/Finance/content/0,15356,198478,00.html**]


 * Title of Resource:** Dave's Budgeting Forms
 * Location of resource:** daveramsey.com
 * Creator of resource:** Dave Ramsey
 * Description of resource:** On this site there are forms available to create a basic budget. These forms are for a quick budget, monthly flow cash planning and irregular income budget. These would be useful tools for students, teachers and class activities.
 * Applicable TEK(s):** 103.243 (2) The student employs management of individual and family resources to meet goals of family or individual across the life span. (A) Evaluate the need for personal and family financial planning, including budgeting, expense records, and maintaining economic self-sufficiency.
 * Resource type :** web page
 * Intended use:** class activity, teacher information resource, or student resource
 * Resource attachment:** [|**http://www.daveramsey.com/tools/budget-forms/**]

media type="youtube" key="C9uynrzqftI" height="318" width="388"** [|**http://www.youtube.com/watch?v=C9uynrzqftI&feature=fvw**]
 * Title of Resource:**How to Organize Your Person Finances: How to Make a Personal Budget
 * Location of resource:** You Tube
 * Creator of resource:** Expert Village
 * Description of resource :** This video walks you through a personal budget. It also shows ways to reduce certain expenses so that you do not spend more than you make. It would be a useful video to show before starting a budget unit.
 * Applicable TEK(s)** 103.243 (2) The student employs management of individual and family resources to meet goals of family or individual across the life span. (A) Evaluate the need for personal and family financial planning, including budgeting, expense records, and maintaining economic self-sufficiency.
 * Resource type :** video
 * Intended use:** class activity, teacher information resource, or student resource
 * Resource attachment:


 * Title of Resource:** Budgeting
 * Location of resource:** Utah Education network
 * Creator of resource:** Virginia Nicholson
 * Description of resource:** This lesson is for a 90 minute class period on budgeting. It has worksheet and information on cost of living, family budgets and checkbooks. It includes an exercise where student would pay mock bills.
 * Applicable TEK(s)** 103.243 (2) The student employs management of individual and family resources to meet goals of family or individual across the life span. (A) Evaluate the need for personal and family financial planning, including budgeting, expense records, and maintaining economic self-sufficiency.
 * Resource type :** lesson plan
 * Intended use:** teacher resource
 * Resource attachment:** [|**http://www.uen.org/Lessonplan/preview.cgi?LPid=4606**]


 * Title of Resource:** Managing your Money
 * Location of resource:** North Carolina Cooperative Extension
 * Creator of resource:** North Carolina State University
 * Description of resource:** This is a great printable packet that can be used with your students. It has information regarding managing your money and forms included that can be filled out. The information is very easy to understand and helpful.
 * Applicable TEK(s)** 103.243 (2) The student employs management of individual and family resources to meet goals of family or individual across the life span. (A) Evaluate the need for personal and family financial planning, including budgeting, expense records, and maintaining economic self-sufficiency.
 * Resource type :** extension article
 * Intended use:** class activity, teacher information resource, or student resource
 * Resource attachment:** [|**http://www.ces.ncsu.edu/depts/fcs/pdfs/fcs70.pdf**]